Posts Tagged ‘Tennis’

Nevada Homeowners and Auto Insurance Discounts

April 23rd, 2022

Although it may not seem like it to many residents of Nevada, homeowners and auto insurance discounts do exist! It is simply about knowing the different discounts that are available for your state, knowing the ones you qualify for, and taking action with the insurance companies to get them (it’s called asking). We’ll show you some discounts for both types of insurance, provide the search tools to compare policies, but leave it up to you to pursue the discounts.

Nevada Homeowners Discounts

Nevada homeowners discounts are available for a number of different reasons. Here are a few to keep in mind while searching for companies to insure with:

New home discount: If the home you live in has been constructed within the last nine years (as always, depends on the company), you may qualify for a discount.

Home renovation: If purchasing a brand new home wasn’t in your budget, did you update the plumbing or heating/cooling system to your home recently? If so, you may be eligible for a small discount.

Homeowners association: Do you live in a restricted access community? Check with the insurance company to see what other criteria apply, but you may qualify for a discount up to 10% based on the security of your location.

Multiple line insurances: Have you considered combining your auto, home and life insurance under one company? Many will reward you with hefty discounts on all policies!

Protection devices: Do you have a security system or even a sprinkler system in your home? Ask your insurance agent if this qualifies you for a discount.

Nevada Auto Insurance Discounts

On to more savings on the NV auto insurance side! Here are some discounts to have in your back pocket while comparing companies:

Sponsored marketing/affinity groups: If you belong to certain professional groups throughout the community, check with them to see if they have negotiated a discount with certain insurance companies.

Alternative fuel: If high gas prices weren’t enough to convince you to go green, maybe another discount will. By driving a hybrid or alternative fuel vehicle, you can find additional savings with certain “green” insurance companies.

Good student: Unfortunately, if you are a new driver between the ages of 16-24, you understand the misfortune of expensive insurance premiums. Bring down that premium by showing your insurance company your last transcript/report card with a GPA of 3.0 or better.

New parent: Statistically it has been shown that new parents with children under the age of 6 are extra responsible out on the road. As a result, a discount has been created to reward you!

Multi-vehicle discount: If you have more than one vehicle, make sure its combined under one auto insurance policy to qualify for an automatic discount.